{
  "schemaVersion": 2,
  "data": {
    "habits": [
      {
        "id": "h1",
        "name": "Saving moved to the fund 💰",
        "schedule": {
          "type": "weekdays",
          "days": [
            6
          ]
        },
        "createdOn": "2026-01-01",
        "archivedOn": null
      },
      {
        "id": "h2",
        "name": "No-spend day ✋",
        "schedule": {
          "type": "timesPerWeek",
          "n": 3
        },
        "createdOn": "2026-01-01",
        "archivedOn": null
      },
      {
        "id": "h3",
        "name": "Check one bill or cost for savings 🔎",
        "schedule": {
          "type": "timesPerWeek",
          "n": 2
        },
        "createdOn": "2026-01-01",
        "archivedOn": null
      },
      {
        "id": "h4",
        "name": "Look over this week's spending 📊",
        "schedule": {
          "type": "weekdays",
          "days": [
            6
          ]
        },
        "createdOn": "2026-01-01",
        "archivedOn": null
      },
      {
        "id": "h5",
        "name": "Weekly review: fund balance logged 🔁",
        "schedule": {
          "type": "weekdays",
          "days": [
            0
          ]
        },
        "createdOn": "2026-01-01",
        "archivedOn": null
      }
    ],
    "habitChecks": {},
    "mindset": {},
    "tasks": {
      "2026-01-05": [
        {
          "id": "t1",
          "text": "Add up one month of essentials: housing, food, bills, transport",
          "done": false
        },
        {
          "id": "t2",
          "text": "Set your first milestone: one month of essentials, or less",
          "done": false
        }
      ],
      "2026-01-08": [
        {
          "id": "t1",
          "text": "Open a separate savings account for the fund, if you can",
          "done": false
        }
      ],
      "2026-01-12": [
        {
          "id": "t1",
          "text": "Pick an amount you can save each payday without strain",
          "done": false
        }
      ],
      "2026-01-15": [
        {
          "id": "t1",
          "text": "Set up an automatic transfer on payday",
          "done": false
        }
      ],
      "2026-01-16": [
        {
          "id": "t1",
          "text": "Check the first automatic transfer is scheduled correctly",
          "done": false
        }
      ],
      "2026-01-19": [
        {
          "id": "t1",
          "text": "List your subscriptions and cancel one you don't use",
          "done": false
        }
      ],
      "2026-01-22": [
        {
          "id": "t1",
          "text": "Move that monthly amount to the fund",
          "done": false
        }
      ],
      "2026-01-26": [
        {
          "id": "t1",
          "text": "Check the balance: what percent of the milestone is done?",
          "done": false
        }
      ],
      "2026-01-29": [
        {
          "id": "t1",
          "text": "Write down what counts as an emergency",
          "done": false
        }
      ],
      "2026-02-02": [
        {
          "id": "t1",
          "text": "Find one bill you could switch or renegotiate",
          "done": false
        }
      ],
      "2026-02-05": [
        {
          "id": "t1",
          "text": "Compare two offers for that bill",
          "done": false
        }
      ],
      "2026-02-09": [
        {
          "id": "t1",
          "text": "Sell one thing you no longer use",
          "done": false
        }
      ],
      "2026-02-12": [
        {
          "id": "t1",
          "text": "Add the money to the fund",
          "done": false
        }
      ],
      "2026-02-16": [
        {
          "id": "t1",
          "text": "Check: is the transfer amount still comfortable?",
          "done": false
        }
      ],
      "2026-02-19": [
        {
          "id": "t1",
          "text": "Raise the transfer by a small amount you won't miss",
          "done": false
        }
      ],
      "2026-02-23": [
        {
          "id": "t1",
          "text": "Check progress toward the milestone",
          "done": false
        }
      ],
      "2026-02-26": [
        {
          "id": "t1",
          "text": "List yearly costs coming up: gifts, repairs, renewals",
          "done": false
        }
      ],
      "2026-03-02": [
        {
          "id": "t1",
          "text": "Plan a no-spend weekend",
          "done": false
        }
      ],
      "2026-03-08": [
        {
          "id": "t1",
          "text": "Move what you didn't spend to the fund",
          "done": false
        }
      ],
      "2026-03-09": [
        {
          "id": "t1",
          "text": "Look for one spending leak in last month's statements",
          "done": false
        }
      ],
      "2026-03-12": [
        {
          "id": "t1",
          "text": "Move that amount to the fund",
          "done": false
        }
      ],
      "2026-03-16": [
        {
          "id": "t1",
          "text": "Write down how you'll use the fund in an emergency",
          "done": false
        }
      ],
      "2026-03-19": [
        {
          "id": "t1",
          "text": "Remove the fund's card from your wallet and phone",
          "done": false
        }
      ],
      "2026-03-23": [
        {
          "id": "t1",
          "text": "Check the balance against your milestone",
          "done": false
        }
      ],
      "2026-03-26": [
        {
          "id": "t1",
          "text": "Celebrate your progress with something small and free",
          "done": false
        }
      ],
      "2026-03-28": [
        {
          "id": "t1",
          "text": "Compare the balance with week 1",
          "done": false
        },
        {
          "id": "t2",
          "text": "Choose next: keep going, or set a 3-month goal",
          "done": false
        }
      ]
    },
    "weeklyMindset": {}
  },
  "settings": {
    "weekStart": 1,
    "weekBands": "calendar",
    "theme": "light",
    "accent": "#6d7cff",
    "weekColors": [
      "#7b61ff",
      "#35c7ff",
      "#3ddc97",
      "#ff5cad",
      "#ff8fab",
      "#ffd166"
    ],
    "locale": "en"
  },
  "ui": {
    "view": "habits",
    "month": "2026-01",
    "weekOf": "2026-01-05"
  }
}