{
  "schemaVersion": 2,
  "data": {
    "habits": [
      {
        "id": "h1",
        "name": "Stick to today's spending plan 🎯",
        "schedule": {
          "type": "daily"
        },
        "createdOn": "2026-01-12",
        "archivedOn": null
      },
      {
        "id": "h2",
        "name": "Update budget balances, 5 minutes 🧮",
        "schedule": {
          "type": "timesPerWeek",
          "n": 3
        },
        "createdOn": "2026-01-01",
        "archivedOn": null
      },
      {
        "id": "h3",
        "name": "Plan meals to fit the food budget 🥗",
        "schedule": {
          "type": "weekdays",
          "days": [
            6
          ]
        },
        "createdOn": "2026-01-01",
        "archivedOn": null
      },
      {
        "id": "h4",
        "name": "Weekly review: budget vs actual 🔁",
        "schedule": {
          "type": "weekdays",
          "days": [
            0
          ]
        },
        "createdOn": "2026-01-01",
        "archivedOn": null
      }
    ],
    "habitChecks": {},
    "mindset": {},
    "tasks": {
      "2026-01-05": [
        {
          "id": "t1",
          "text": "Write down your monthly income after tax",
          "done": false
        },
        {
          "id": "t2",
          "text": "List fixed costs: rent, bills, debt payments, subscriptions",
          "done": false
        }
      ],
      "2026-01-07": [
        {
          "id": "t1",
          "text": "Look at last month's spending for everything else",
          "done": false
        },
        {
          "id": "t2",
          "text": "Look for a nonprofit or licensed debt advisor if payments are a struggle",
          "done": false
        }
      ],
      "2026-01-09": [
        {
          "id": "t1",
          "text": "Split what's left: spending, saving and a small buffer",
          "done": false
        }
      ],
      "2026-01-11": [
        {
          "id": "t1",
          "text": "Write the budget on one page where you'll see it",
          "done": false
        }
      ],
      "2026-01-14": [
        {
          "id": "t1",
          "text": "Move money between categories if needed, on purpose",
          "done": false
        }
      ],
      "2026-01-18": [
        {
          "id": "t1",
          "text": "Find the category that's over, and why",
          "done": false
        }
      ],
      "2026-01-19": [
        {
          "id": "t1",
          "text": "Plan the next big expense in advance",
          "done": false
        }
      ],
      "2026-01-25": [
        {
          "id": "t1",
          "text": "Check: on track for the month?",
          "done": false
        }
      ],
      "2026-01-26": [
        {
          "id": "t1",
          "text": "Check how much is left for the month",
          "done": false
        }
      ],
      "2026-01-29": [
        {
          "id": "t1",
          "text": "Plan the last days to stay within the budget",
          "done": false
        }
      ],
      "2026-02-02": [
        {
          "id": "t1",
          "text": "Compare planned and actual for each category",
          "done": false
        }
      ],
      "2026-02-04": [
        {
          "id": "t1",
          "text": "Adjust next month's numbers to real life",
          "done": false
        }
      ],
      "2026-02-06": [
        {
          "id": "t1",
          "text": "Choose one money goal for next month",
          "done": false
        }
      ]
    },
    "weeklyMindset": {}
  },
  "settings": {
    "weekStart": 1,
    "weekBands": "calendar",
    "theme": "light",
    "accent": "#6d7cff",
    "weekColors": [
      "#7b61ff",
      "#35c7ff",
      "#3ddc97",
      "#ff5cad",
      "#ff8fab",
      "#ffd166"
    ],
    "locale": "en"
  },
  "ui": {
    "view": "habits",
    "month": "2026-01",
    "weekOf": "2026-01-05"
  }
}